Generations Bank Announces New MyGenMortgage Offering

April 16, 2015 –

Community-based mortgage offers consumers a no down payment option


Seneca Falls, N.Y. (April 16, 2015)—Generations Bank announced today it has launched the new MyGenMortgage, a community-focused mortgage offering for qualified borrowers.

MyGenMortgage offers features which appeal to applicants including:

  • No down payment
  • No Private Mortgage Insurance (PMI)
  • Mortgage owned and maintained by Generations Bank

“Generations Bank is committed to investment in our communities by building homeownership with a qualified consumer base,” said Generations Bank President and CEO Menzo Case. “MyGenMortgage is a great new offer that is especially suited to qualified applicants who may just not have a large down payment saved.”

Generations Bank has been serving its customers in Seneca Falls and surrounding communities since 1870. The bank prides itself on its community roots and local decision making which it offers to its borrowers.

For more information, visit or call 315-568-5855 to speak to a residential mortgage specialist.

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About Generations Bank
Generations Bank has partnered with businesses and residents in the Northern Finger Lakes region since its founding in 1870, while maintaining a strong commitment to each and every community in which it operates. The bank is headquartered in Seneca Falls and serves customers from nine retail locations in Seneca Falls, Auburn, Waterloo, Geneva, Union Springs, Phelps and Farmington.

In addition to traditional business and consumer deposit services, Generations Bank focuses on residential mortgages, as well as manufactured home, automobile, home equity, commercial, non-residential real estate and construction loans. The organization also serves the broader needs of the Finger Lakes area through its insurance business, Generations Agency (formerly Royce & Rosenkrans) and financial planning and brokerage services offered by Generations Investment Services.

Securities and investment advisory services are offered through Cadaret, Grant & Co., member FINRA / SIPC and a registered broker dealer and RIA. Insurance products are offered through Generations Agency, a wholly owned subsidiary of Generations Bank. Insurance and investment products are NOT A DEPOSIT, NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK AND MAY GO DOWN IN VALUE. Securities and investment products and services are subject to investment risk, including the potential loss of principal invested. Cadaret, Grant & Co., is not affiliated with Generations Bank, its affiliates, or subsidiaries. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Individual situations may vary.