Generations Bank has been lending money in our hometowns for generations. We make loan decisions locally and service loans locally because we think that is best for our customers and best for building a strong community.

Mortgage Lending Options*

  • No Closing Cost Mortgage
  • Fixed Rate Mortgages
  • 5-Year Adjustable Rate Mortgages
  • Fixed Rate Home Equity Line of Credit
  • Variable Rate Home Equity Line of Credit
  • Fixed Rate Equa-Loan
  • MyGenMortgage

Consumer Lending Options*

*Please contact a Business Development Officer or Office Manager to Apply. All loans serviced locally.

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Your Residential Lending Team

Bernyce Maltman
Residential Mortgage Sales Manager
Bernyce Maltman – NMLS# 390747
342 Hamilton St // Geneva
Office: 315.568.1169 // E-mail

Business Development Officer
Mark McWilliams – NMLS# 628372
342 Hamilton St // Geneva
Office 315.568.1114 // E-mail

Business Development Officer
Bob Padula – NMLS# 52191
621 Seward Ave // Auburn
Office 315.567.0150 // E-mail

Business Development Officer
Christie Schwab – NMLS# 1436124
152 Cayuga St // Union Springs & 621 Seward Ave // Auburn
Office 315.568.1159 // E-mail

Susan Schrader
Business Development Officer
Susan Schrader – NMLS# 791026
11182 Maple Ridge Road // Medina
Office 585.798.2800 // E-mail