For 147 years, Generations Bank has offered a variety of residential mortgage products to service our local communities. Let our team help make your homeownership dreams come true.

Ready to be a homeowner? We are ready to serve you with our new MyGenMortgage home loan.

Communities are made of people who invest in them. Homeownership is a big part of the investment. At Generations Bank, we are rooted in the things that matter – like homeownership and the American Dream.

Let our team help you to make your homeownership dream come true with our new community-first MyGenMortgage.

MyGenMortgage is 100% community focused – leveraging the partnership we make together as we grow local homeowners with locally funded and maintained mortgages. Contact our residential mortgage team today.

  • Owned and Maintained by Generations Bank
  • Friendly, Experienced, Local – Loan Professionals
  • No Down Payment —100% Financing options
  • No Private Mortgage Insurance (PMI) payments.
  • Check out MyGenMortgage today

Business Development Officer Information

  • Tammy Braun – NMLS# 460788
    1865 North Rd // Waterloo
    Office: 315.568.1125
  • Bob Padula – NMLS# 52191
    621 Seward Ave // Auburn
    Office: 315.567.0150
  • Mark McWilliams – NMLS# 628372
    342 Hamilton St // Geneva
    Office: 315.568.1114
  • Christie Schwab – NMLS# 1436124
    152 Cayuga St // Union Springs
    Office 315.568.1159
  • James A. Johnson III – NMLS# 859134
    6120 State Route 96 // Farmington
    Office 585.433.2619

MyGenMortgage (purchase, refinance)

  • Owner Occupied
  • Fixed or 5/5 Adjustable Rate Mortgage (ARM)
  • 30 Year Term
  • Single Family Only
  • 100% Loan to Value (purchase)
  • 95% Loan to Value (refinance)
  • No Private Mortgage Insurance (PMI)
  • Maximum 3% Seller concessions

All Loans are Serviced Locally