President’s Blog

A photo of the president of Generations Bank in the Finger Lakes, NY area

President’s Blog


Small Change Adds Up

I have always valued saving for the future. Saving for a retirement plan is especially crucial today. When I first started my career, pension plans were on the way out. They have been replaced with ...
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Shopping Local & MyGenPerks

“Shop Local” is the mantra for every small town, but how does a small business in Upstate New York effectively promote themselves? An immediate response is often “Internet Marketing” followed with some gibberish about social ...
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The Growing Problem of Identity Theft

It seems like a topic that never leaves the headlines: identity theft and cyber-crime. As a service to our customers, we have begun to offer credit monitoring/ identity theft aid services free with many of ...
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This Time of Year

Temperatures have dropped as have all the leaves from the trees. Days are shorter and yet in these weeks between Thanksgiving and Christmas there is much hustle and bustle for all of us. There is ...
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Equifax Hack

We certainly do live in troubling times! Equifax just announced that the personal information for 143 million US customers was accessed. I think I might be in that mix! Information lost could include credit card ...
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It’s time to increase financial literacy

I have counseled a number of families over the years regarding their financial status. Generally, the meetings are the result of an unexpected event that has upset the family's financial apple cart or a realization ...
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Go ahead, set a goal

I’m not one that makes New Year’s resolutions.  The New Year does afford itself to the occasion as there is something about starting a year with a fresh start.  But, I found that such resolutions ...
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Thoughts on Thanksgiving

Thanksgiving is a favorite American holiday but giving thanks is not uniquely American.  Over the course of human history many thanksgiving proclamations were proffered by national leaders and prominent figures.  President Washington established our National ...
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