Personal Checking
Checking accounts for every need!
Get more from your checking account with our GO Premium and GO Preferred accounts, which include tons of additional features you can benefit from! Or keep things simple with our GO Simple or eChecking accounts.
Let us help you choose the perfect checking account for your unique needs! Select the features below that interest you and we'll suggest a checking account that meets all your needs!
Customize features below to see which account will be a good fit:
Great Interest on your Checking Balance
Our best checking rate.
Shop Local, Save Local with MyGenPerks Savings
Local discounts and national retailer deals to save you money.
Roadside Assistance
Available 24/7 and free to use, up to $80 in covered service charges.
Cellphone Protection1, 2
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
Credit Monitoring** and ID Theft Aid1, 2
Check your credit score and receive credit alerts.
Includes payment card fraud resolution and $10,000 in personal identity theft benefit.
Waived ATM Fees4
ATM withdrawal fees are refunded up to $10 per statement period.
Cash Bonus5 or Monthly Cash Reward6
Receive a cash bonus when you open your first account with us.
No Monthly Fees
Keep it simple with no monthly maintenance fee.
No Minimum Balance
Get a checking account with no minimum balance requirements.
No NSF Fees
Acquire a checking account that waives insufficient fund fees.
No Transfer Fees
Funds are automatically transferred from a linked savings account to cover transactions.
No Minimum Deposit
Open a checking account with no minimum deposit required.
**Tri-Bureau Credit Monitoring requires additional enrollment on BaZing.com. Does not monitor all transactions at all businesses. No service can stop all identity theft events. 1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 4 A maximum of four Foreign ATM surcharges (ATMs not owned or operated by Generations Bank), with a monthly limit not exceeding $10, will be reimbursed. 5 Must be a new Generations Bank checking customer to be eligible for the New Account Bonuses. The Bonuses will be deposited on the day of account opening. 6 Complete 10 or more debit card transactions a month, maintain a minimum $500 direct deposit and be enrolled in online banking to receive a $5 credit for each month you meet the criteria for up to 12 months. The cash reward will be deposited into your GenEdge checking account within 30 days of meeting the requirement.
See all the account types
GO PREMIUM Checking
Our top-tier account with all our best features, in addition to earning interest.
- All the features of GO PREFERRED Checking
- PLUS Great interest on your checking balance
GO SIMPLE Checking
Everything you need, nothing that you don't.
- All the features of eChecking
- Convenience of online payment and paper checks
- PLUS Enroll in e-statements to avoid an additional $3 monthly paper statement fee
GenEdge Checking
Innovative features and benefits tailored to the financial needs of every generation.
- Cash Bonus 5
- Monthly Cash Reward 6
- No NSF fees, no transfer fees, no monthly fees
- Waived ATM fees 4
- No minimum balance or deposit
- EZ SAVER account rounding (optional)
- Generations Credit Card 3 (optional)
- UChoose Rewards Debit Card
GO PREFERRED Checking
Our PREFERRED Checking is ideal for those that need more protection.
- All the features of GO SIMPLE Checking
- Shop local, save local with MyGenPerks Savings
- Cell phone protection 1,2
- ID theft aid 1,2
- Roadside assistance
- $10,000 travel accidental death coverage 2
- Health Savings Card
eChecking
All the features you love, with no fees.
- GO Anywhere Banking Tools
- EZ SAVER account rounding
- GO (Generations Overdraft) line of credit 3
- Generations Credit Card 3
- UChoose Rewards Debit Card
NextGen Checking
Curated exclusively for the 16-25 crowd, delivering a modern banking experience.
- Cash Bonus 5
- Graduation Bonus 7
- No NSF fees, no transfer fees, no monthly fees
- Waived ATM fees 4
- No minimum balance or deposit
- EZ SAVER account rounding (optional)
- Generations Credit Card 3 (optional)
- UChoose Rewards Debit Card
1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 3 Credit approval required. 4 A maximum of four Foreign ATM surcharges (ATMs not owned or operated by Generations Bank), with a monthly limit not exceeding $10, will be reimbursed. 5 Must be a new Generations Bank checking customer to be eligible for the New Account Bonuses. The Bonuses will be deposited on the day of account opening. 6 Complete 10 or more debit card transactions a month, maintain a minimum $500 direct deposit and be enrolled in online banking to receive a $5 credit for each month you meet the criteria for up to 12 months. The cash reward will be deposited into your GenEdge checking account within 30 days of meeting the requirement. 7 New and existing customers are eligible for the Graduation Bonus for receiving a high school diploma, secondary education degree, or vocational degree/certificate. A diploma, transcript, or equivalent documentation is required. One Graduation Bonus is allowed per customer, per account. The Bonus will be deposited within 7 days of receipt of appropriate documentation.
Digital Wallet Options
Use your phone to make purchases using
Apple Pay®, Google Pay™ or Samsung Pay!
Generations Mobile Banking
Transfer funds, pay bills and deposit checks
remotely with the tap of a finger