NextGen Checking
NextGen Checking
Introducing our cutting-edge NextGen checking account, curated exclusively for the 16-25 crowd, delivering a modern banking experience tailored to your unique needs and aspirations.
$200 Cash Bonus
Receive a cash bonus when you open your first account with us.
- $50 deposited into NextGen checking account upon opening.1
- $50 deposited into linked savings account upon opening.1
- Receive $100 when you complete 12 or more debit card transactions within first 90 days.3
$100 Graduation Bonus
Receive $100 after graduating from high school or college!2
- Must have graduated within 3 months of requesting the bonus.
- 2023 graduates are eligible!
- Max of one graduation bonus.2
- Select the button below to navigate to the Graduation Bonus Request webpage where you can submit a request. Afterwards a specialist will reach out to you and request a scan of your diploma or transcript. Once verified we'll deposit the bonus!
Features you'll love.
No NSF Fees
The non-sufficient fund fee is waived for NextGen account holders.
No Transfer Fee
Funds are automatically transferred from a linked savings account to cover transactions.
Waived ATM Fees4
ATM withdrawal fees are refunded up to $10 per statement period.
More great perks
- No minimum balance
- No minimum deposit
- No monthly fees
Plus, all of our most popular features!
- Debit card with uChoose rewards
- Online & mobile banking
- Generations Credit Card (optional)
- EZ Saver account rounding (optional)
- The change from your debit transaction to the next dollar is automatically moved to your savings account.
1 Must be a new Generations Bank checking customer to be eligible for the New Account Bonuses. The Bonuses will be deposited on the day of account opening. 2 New and existing customers are eligible for the Graduation Bonus for receiving a high school diploma, secondary education degree, or vocational degree/certificate. A diploma, transcript, or equivalent documentation is required. One Graduation Bonus is allowed per customer, per account. The Bonus will be deposited within 7 days of receipt of appropriate documentation. 3 One-time Debit Card reward will be deposited into your NextGen checking account within 30 days of meeting the requirement. 4 A maximum of four Foreign ATM surcharges (ATMs not owned or operated by Generations Bank), with a monthly limit not exceeding $10, will be reimbursed. You must be between the ages of 16-25 to be eligible to open this account. No opening deposit or minimum balance is required.
Open your account today!
School savings account
Designed to help educate children aged 17 and under about the value of saving. The school savings account functions as minor/custodian account and provides a valuable opportunity for children to begin their financial journey.
